Residential Mortgage
Investor
1 - 4 Units Residential Properties
DSCR, Fix & Flip and Ground Up Construction
Permanent Loans & Bridge Loans
Now Starting at 7.75% & 9.99%
Our DSCR loan rates start at 5.75%, Fix & Filp at 8.99%, and Ground Up Construction at 9.99%. Loan amounts up to $10 million, and LTVs up to 80% and 100% of the renovation cost, our program delivers the speed, flexibility, and creativity your borrower deserve.
PropertIES
SFR 1-4 Units
MAX LTV
Up To 80%
STATES
Top 200 MSA & County Populations +50,000 Residents
Prepayment
Loan Type Dependent
LOAN AMOUNTS
Up To $10 Million
Lien Position
First Trust Deeds Only
LOAN TERM
Terms Up to 30 Years for Permanent Loans and up to 36 Months for Bridge
CLOSING TIME
As quickly as 7 days
Key Considerations
Property Assessment: Ensure a thorough property appraisal to understand the potential ARV (After Repair Value).
Budgeting for Renovations: Include a detailed estimate of renovation costs in your financing application.
Exit Strategy: Have a clear plan for selling the renovated property, including realistic timelines and pricing strategies.
Creditworthiness: While many fix and flip loans focus on property value, a strong credit profile can still facilitate better loan terms.
In summary, leveraging the right financing option is crucial for successfully executing a fix and flip project for 1-4 unit SFR investment properties. Each loan type has its benefits and drawbacks, making it essential to align your financing choice with your investment goals and timeline. single family renovation projects